Case Study

New Investor

About the Client

Kevin is in his early 30s and is on a fast track with his company. A recent promotion resulted in Kevin being granted stock options for the first time and he needs help understanding vesting, tax implications and advice around exercise. He is unsure when it is best to exercise and how to reinvest the proceeds. Kevin has diligently saved to purchase his first home and needs help creating a budget and sourcing liquidity for a down payment and ongoing carrying costs.

Common Challenges & Goals

Understanding employer-sponsored compensation and benefits, particularly incentive stock options and related tax implications, is top of mind for Kevin. He wants to begin his financial planning by setting actionable steps he can take for the year ahead; the primary challenge is the advice he receives from his accountant is limited and doesn’t consider his full financial picture.

Potential Solutions