Joe is a Senior VP and Chief Operating Officer at Graypoint LLC. Joe joined Bender Lane Advisory in 2011 after being employed by Ayco, a Goldman Sachs Company, as Senior VP of Counseling in the Encompass Family Office at the time of his departure. Prior to that role, Joe was employed as a Senior Tax Associate at Sanford C. Bernstein & Co. His previous experience includes Senior Tax Consultant at Deloitte & Touche LLP, and Staff Account at Pattison, Koskey, & Rath PC. Joe earned a Bachelor of Science in Accounting from Le Moyne College in 1995 and is a Certified Public Accountant.